Solutions
Fintech Apps
Fintech app development for UK teams with secure transaction flows, payment integrations, and operations visibility.
Who It's For
Perfect for
Fintech startups launching wallets or payment apps
Lending and credit platforms modernizing user experience
Teams building personal finance and budgeting products
Companies needing transaction and ledger visibility
Businesses entering regulated financial workflows
Use Cases
Built for these scenarios
Deliverables
Everything you receive
Timeline
Typical timeline
Discovery
Define compliance boundaries, transaction flows, risk controls, and architecture.
Build
Implement user flows, payment logic, operations tooling, and reporting modules.
Launch & Stabilize
Roll out controlled launch, monitor transactions, and harden edge cases.
Metrics
Success metrics
Reduced transaction failure and support issues
Higher onboarding completion rates
Improved operational visibility and auditability
Secure-by-default architecture for scale
Faster release cycles through modular foundations
Considerations
Risks & assumptions
Compliance scope can change project complexity
Third-party financial API limitations may affect timelines
Risk logic must be aligned with policy owners
Payment and settlement edge cases need thorough QA
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AI Capability Layer
Add AI to this solution
Common AI modules teams add to accelerate support, ops, and internal workflows—without rebuilding the core product.
Start with a fixed-scope gig
If you want a quick pilot, these gigs ship fast with clear scope, deliverables, and handoff.
FAQ
Frequently asked questions
Yes. We build compliance-aware systems and collaborate with your legal/compliance stakeholders for production readiness.
Yes. We integrate payment providers and financial APIs with robust error handling and reconciliation-friendly logic.
We use secure data handling, encrypted transport, access control, and audit-oriented data models for sensitive operations.
Yes. We can integrate KYC providers and design onboarding workflows with verification checkpoints.
Yes. We build internal dashboards for reconciliation, support actions, and risk/compliance operations.
Yes. We structure fintech systems for phased growth and add controls as transaction volume increases.
Regional
Delivery considerations for your region
Compliance & Data (UK/EU)
For UK teams, we default to GDPR-first thinking: data minimisation, purpose-limited storage, and clear access boundaries.
We can work under a DPA (template available on request) and implement practical retention/deletion flows when needed.
- GDPR-first patterns (minimise, restrict, document)
- DPA template available on request
- Retention/deletion and export flows where required
- Least-privilege access and secure session handling
- PII-safe logging + secure-by-default configuration
- NDA available for early-stage discussions
Timezone & Collaboration (UK/EU)
We align to UK time and EU overlap (GMT/BST with CET-friendly windows) for fast feedback cycles.
We keep the process lightweight: async updates, clear priorities, and written decisions to avoid ambiguity.
- UK/EU overlap with GMT/BST windows
- Async-first delivery with documented scope
- Weekly milestones and structured demos
- Clear escalation path for blockers
- Tight change control with clear sign-offs
Engagement & Procurement (UK)
We support typical UK procurement flows with clear scopes, change control, and invoice cadence.
If you prefer a discovery-first engagement, we can run a short paid discovery to lock requirements before build.
- GBP-based engagements and invoicing options
- Discovery-first option to reduce delivery risk
- Milestone-based billing when appropriate
- Transparent change control and sign-offs
- Vendor onboarding pack on request
Security & Quality (UK/EU)
We build for reliability and maintainability: clean PRs, tight review loops, and test coverage that matches risk.
Performance budgets and release checklists keep launches predictable—especially when multiple stakeholders review changes.
- CI-friendly testing: unit + integration + smoke tests
- Performance budgets + bundle checks (Core Web Vitals-minded)
- Structured release notes and rollback-safe deployments
- Security checklist for auth, roles, and data flows
- Observability hooks (logs + error tracking) ready for production
Want to scope this properly?
Building a fintech product for the UK market? Tell us your flow and compliance context for a scoped plan. GBP-based engagements.
Reply within 2 hours. No-pressure consultation.