Softment

Solutions

Fintech Apps

Build secure fintech apps with onboarding, KYC-ready flows, payments, and compliance-aware architecture.

Timeline8-12 weeks
Starting at$2.2k

Who It's For

Perfect for

Fintech startups launching wallets or payment apps

Lending and credit platforms modernizing user experience

Teams building personal finance and budgeting products

Companies needing transaction and ledger visibility

Businesses entering regulated financial workflows

Use Cases

Built for these scenarios

Digital wallets and payment apps
Lending and BNPL experiences
Expense tracking and personal finance apps
B2B payout and invoicing platforms
Merchant dashboard and settlement tools
Investment and savings experience platforms
Compliance and risk review workflows
Financial analytics and reporting dashboards

Deliverables

Everything you receive

Secure fintech architecture with transaction-safe patterns
User onboarding with identity and profile flows
Payment integration and payout handling workflows
Role-based dashboards for users and operations teams
Ledger-aware data modeling and audit visibility
Fraud/risk checkpoints for sensitive actions
Monitoring, logging, and incident-readiness baseline
Compliance-aware implementation guidance
API integrations for external financial services
Documentation and handoff for product + engineering teams

Timeline

Typical timeline

1
2-3 weeks

Discovery

Define compliance boundaries, transaction flows, risk controls, and architecture.

2
8-12 weeks

Build

Implement user flows, payment logic, operations tooling, and reporting modules.

3
2-3 weeks

Launch & Stabilize

Roll out controlled launch, monitor transactions, and harden edge cases.

Metrics

Success metrics

Reduced transaction failure and support issues

Higher onboarding completion rates

Improved operational visibility and auditability

Secure-by-default architecture for scale

Faster release cycles through modular foundations

Considerations

Risks & assumptions

Compliance scope can change project complexity

Third-party financial API limitations may affect timelines

Risk logic must be aligned with policy owners

Payment and settlement edge cases need thorough QA

FAQ

Frequently asked questions

Yes. We build compliance-aware systems and collaborate with your legal/compliance stakeholders for production readiness.

Yes. We integrate payment providers and financial APIs with robust error handling and reconciliation-friendly logic.

We use secure data handling, encrypted transport, access control, and audit-oriented data models for sensitive operations.

Yes. We can integrate KYC providers and design onboarding workflows with verification checkpoints.

Yes. We build internal dashboards for reconciliation, support actions, and risk/compliance operations.

Yes. We structure fintech systems for phased growth and add controls as transaction volume increases.

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