Industries

Fintech

Secure banking, payments, and investment platforms with enterprise-grade security and compliance. Built for Australia teams with APAC overlap (AEST/AEDT-friendly).

Timeline6-7 weeks
CompliancePCI-DSS

What We Build

Solutions we deliver

Digital banking applications

Payment processing systems

Investment and trading platforms

Cryptocurrency exchanges

Peer-to-peer lending platforms

Financial planning tools

Insurance technology platforms

RegTech and compliance systems

Features

Common features

Multi-factor authentication

Real-time transaction processing

Fraud detection and prevention

KYC/AML compliance workflows

Payment gateway integration

Account aggregation APIs

Investment portfolio management

Automated compliance reporting

Secure document storage

Multi-currency support

Regulatory reporting tools

Risk assessment algorithms

Compliance

Security & compliance

PCI-DSSSOC 2KYC/AMLGDPRPII protection

Tech Stack

Recommended stack

React/Next.jsNode.jsPostgreSQLStripe/PlaidAWS/GCP

Timeline

Typical timelines

1
2-3 weeks

Discovery

Requirements gathering and architecture design

2
6-7 weeks

Build

Development, testing, and iterative feedback

3
2-3 weeks

Launch

Deployment, optimization, and handoff

FAQ

Frequently asked questions

We implement tokenization, never store card data, use PCI-compliant payment processors, and follow secure coding practices. We can assist with PCI-DSS certification but recommend working with a QSA for formal certification.

Yes. We integrate with Plaid, Yodlee, and other banking APIs for account aggregation, balance checks, and transaction history. We handle OAuth flows and secure credential management.

We build systems with compliance in mind, including KYC/AML workflows, audit logging, and regulatory reporting. However, you should consult legal experts for specific regulatory requirements in your jurisdiction.

We implement encryption at rest and in transit, secure authentication, role-based access control, and audit logging. We follow financial industry security best practices and can assist with security audits.

Regional

Delivery considerations for your region

Compliance & Data (AU)

For Australian teams, we keep privacy and data-handling explicit: access boundaries, safe logging, and clear retention policies.

We can support residency-sensitive designs (where feasible) and document data flows for stakeholder review.

  • Privacy Act-aware delivery posture (generic, no legal claims)
  • Documented data flows and access boundaries
  • Retention/deletion options where required
  • PII-safe logging and least-privilege defaults
  • NDA and DPA templates available on request

Timezone & Collaboration (APAC)

We support APAC collaboration with AEST/AEDT-friendly meeting windows and async progress updates.

We keep momentum with weekly milestones, crisp priorities, and predictable release planning.

  • APAC overlap with AEST/AEDT windows
  • Async-first updates and written decisions
  • Weekly milestone demos and scope control
  • Release planning with staged rollouts
  • Clear escalation path for blockers

Engagement & Procurement (AU)

We can structure engagements with clear scope, milestones, and invoicing that fits common procurement expectations.

If you need a lightweight vendor onboarding pack, we can provide delivery process notes and security posture summaries.

  • AUD-based engagements and invoicing options
  • Milestone-based billing for fixed-scope work
  • Time-and-materials for evolving scope
  • Procurement-friendly documentation on request
  • Optional paid discovery to de-risk delivery

Security & Quality (APAC)

With APAC teams, async clarity matters: written decisions, stable releases, and test coverage that prevents regressions.

We use performance budgets and release checklists so handoffs stay smooth across timezones.

  • CI-friendly testing: unit + integration + smoke tests
  • Performance budgets + bundle checks
  • Release checklist + rollback plan for production launches
  • Security checklist for auth and sensitive data flows
  • Observability hooks (logs + error tracking) ready for production
Ready to start?

Want to scope this properly?

Share your requirements for Australia delivery. AUD-based engagements.

Reply within 2 hours. No-pressure consultation.

    Fintech | Industry (AU) | Softment