Industries

Fintech

Secure banking, payments, and investment platforms with enterprise-grade security and compliance. Built for United Kingdom teams with UK/EU overlap (GMT/BST-friendly).

Timeline6-7 weeks
CompliancePCI-DSS

What We Build

Solutions we deliver

Digital banking applications

Payment processing systems

Investment and trading platforms

Cryptocurrency exchanges

Peer-to-peer lending platforms

Financial planning tools

Insurance technology platforms

RegTech and compliance systems

Features

Common features

Multi-factor authentication

Real-time transaction processing

Fraud detection and prevention

KYC/AML compliance workflows

Payment gateway integration

Account aggregation APIs

Investment portfolio management

Automated compliance reporting

Secure document storage

Multi-currency support

Regulatory reporting tools

Risk assessment algorithms

Compliance

Security & compliance

PCI-DSSSOC 2KYC/AMLGDPRPII protection

Tech Stack

Recommended stack

React/Next.jsNode.jsPostgreSQLStripe/PlaidAWS/GCP

Timeline

Typical timelines

1
2-3 weeks

Discovery

Requirements gathering and architecture design

2
6-7 weeks

Build

Development, testing, and iterative feedback

3
2-3 weeks

Launch

Deployment, optimization, and handoff

FAQ

Frequently asked questions

We implement tokenization, never store card data, use PCI-compliant payment processors, and follow secure coding practices. We can assist with PCI-DSS certification but recommend working with a QSA for formal certification.

Yes. We integrate with Plaid, Yodlee, and other banking APIs for account aggregation, balance checks, and transaction history. We handle OAuth flows and secure credential management.

We build systems with compliance in mind, including KYC/AML workflows, audit logging, and regulatory reporting. However, you should consult legal experts for specific regulatory requirements in your jurisdiction.

We implement encryption at rest and in transit, secure authentication, role-based access control, and audit logging. We follow financial industry security best practices and can assist with security audits.

Regional

Delivery considerations for your region

Compliance & Data (UK/EU)

For UK teams, we default to GDPR-first thinking: data minimisation, purpose-limited storage, and clear access boundaries.

We can work under a DPA (template available on request) and implement practical retention/deletion flows when needed.

  • GDPR-first patterns (minimise, restrict, document)
  • DPA template available on request
  • Retention/deletion and export flows where required
  • Least-privilege access and secure session handling
  • PII-safe logging + secure-by-default configuration
  • NDA available for early-stage discussions

Timezone & Collaboration (UK/EU)

We align to UK time and EU overlap (GMT/BST with CET-friendly windows) for fast feedback cycles.

We keep the process lightweight: async updates, clear priorities, and written decisions to avoid ambiguity.

  • UK/EU overlap with GMT/BST windows
  • Async-first delivery with documented scope
  • Weekly milestones and structured demos
  • Clear escalation path for blockers
  • Tight change control with clear sign-offs

Engagement & Procurement (UK)

We support typical UK procurement flows with clear scopes, change control, and invoice cadence.

If you prefer a discovery-first engagement, we can run a short paid discovery to lock requirements before build.

  • GBP-based engagements and invoicing options
  • Discovery-first option to reduce delivery risk
  • Milestone-based billing when appropriate
  • Transparent change control and sign-offs
  • Vendor onboarding pack on request

Security & Quality (UK/EU)

We build for reliability and maintainability: clean PRs, tight review loops, and test coverage that matches risk.

Performance budgets and release checklists keep launches predictable—especially when multiple stakeholders review changes.

  • CI-friendly testing: unit + integration + smoke tests
  • Performance budgets + bundle checks (Core Web Vitals-minded)
  • Structured release notes and rollback-safe deployments
  • Security checklist for auth, roles, and data flows
  • Observability hooks (logs + error tracking) ready for production
Ready to start?

Want to scope this properly?

Get a clear plan for United Kingdom teams—scope, timeline, and next steps. GBP-based engagements.

Reply within 2 hours. No-pressure consultation.

    Fintech | Industry (UK) | Softment