Industries
Fintech
Banking, payments, and investment products with controls scoped to the product's security and regulatory requirements.
What We Build
Solutions we deliver
Digital banking applications
Payment processing systems
Investment and trading platforms
Cryptocurrency exchanges
Peer-to-peer lending platforms
Financial planning tools
Insurance technology platforms
Regulatory workflow and evidence systems
Features
Common features
Multi-factor authentication
Real-time transaction processing
Fraud detection and prevention
KYC/AML review workflows
Payment gateway integration
Account aggregation APIs
Investment portfolio management
Regulatory evidence and reporting workflows
Secure document storage
Multi-currency support
Regulatory reporting tools
Risk assessment algorithms
Requirements
Standards and controls to assess
These labels identify requirements that may be relevant to the product; they are not Softment certifications or a compliance guarantee. Exact legal obligations, control scope, and evidence are defined with the client's counsel and, where required, validated by an independent assessor.
Tech Stack
Recommended stack
Timeline
Typical timelines
Discovery
Requirements gathering and architecture design
Build
Development, testing, and iterative feedback
Launch
Deployment, optimization, and handoff
FAQ
Frequently asked questions
During discovery, we map card-data flows and the client's proposed PCI-DSS boundary. We can implement contract-scoped controls such as tokenization and processor-hosted payment components. A QSA or other independent assessor—not Softment—determines the formal scope and certification outcome.
Yes. We integrate with Plaid, Yodlee, and other banking APIs for account aggregation, balance checks, and transaction history. We handle OAuth flows and secure credential management.
The client's counsel or regulated adviser confirms which obligations apply. We can translate approved requirements into contract-scoped workflows, access controls, event logs, and reporting features; those features do not constitute a legal or regulatory opinion.
A project can include encryption, secure authentication, role-based access control, and event logging when those controls are defined in scope. Formal assurance or penetration testing is performed by an independent qualified assessor, with remediation work scoped separately.
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Scoped around your requirements. No-pressure consultation.