Industries
Fintech
Secure banking, payments, and investment platforms with enterprise-grade security and compliance. Built for Germany teams with EU overlap (CET/CEST-friendly).
What We Build
Solutions we deliver
Digital banking applications
Payment processing systems
Investment and trading platforms
Cryptocurrency exchanges
Peer-to-peer lending platforms
Financial planning tools
Insurance technology platforms
RegTech and compliance systems
Features
Common features
Multi-factor authentication
Real-time transaction processing
Fraud detection and prevention
KYC/AML compliance workflows
Payment gateway integration
Account aggregation APIs
Investment portfolio management
Automated compliance reporting
Secure document storage
Multi-currency support
Regulatory reporting tools
Risk assessment algorithms
Compliance
Security & compliance
Tech Stack
Recommended stack
Timeline
Typical timelines
Discovery
Requirements gathering and architecture design
Build
Development, testing, and iterative feedback
Launch
Deployment, optimization, and handoff
FAQ
Frequently asked questions
We implement tokenization, never store card data, use PCI-compliant payment processors, and follow secure coding practices. We can assist with PCI-DSS certification but recommend working with a QSA for formal certification.
Yes. We integrate with Plaid, Yodlee, and other banking APIs for account aggregation, balance checks, and transaction history. We handle OAuth flows and secure credential management.
We build systems with compliance in mind, including KYC/AML workflows, audit logging, and regulatory reporting. However, you should consult legal experts for specific regulatory requirements in your jurisdiction.
We implement encryption at rest and in transit, secure authentication, role-based access control, and audit logging. We follow financial industry security best practices and can assist with security audits.
Regional
Delivery considerations for your region
Compliance & Data (EU)
For Germany/EU delivery, we keep GDPR-first patterns: data minimisation, purpose-limited storage, and explicit access boundaries.
We can work under a DPA (template available on request) and implement pragmatic retention/deletion flows when needed.
- GDPR-first architecture patterns (generic, no legal claims)
- DPA template available on request
- Retention/deletion and export flows where required
- Least-privilege access and safe logging defaults
- Documented data flows and access boundaries
Timezone & Collaboration (EU)
We align to EU working hours with CET-friendly collaboration windows and async progress updates.
We keep delivery predictable: weekly milestones, documented decisions, and clear scope control.
- EU overlap with CET-friendly windows
- Async-first delivery with written decisions
- Weekly milestone demos and progress checkpoints
- Clear change control to avoid surprises
- Escalation path for blockers and risks
Engagement & Procurement (EU)
We support procurement-friendly engagements with clear scopes, milestone plans, and documentation that stakeholders can review.
For EU teams, we can structure invoices and milestones for EUR-based engagements where appropriate.
- EUR-based engagements and invoicing options
- Discovery-first option to reduce delivery risk
- Milestone-based billing and scope sign-offs
- Vendor onboarding documentation on request
- Transparent change control and approvals
Security & Quality (EU)
We prioritise reliability: reviewable PRs, predictable releases, and tests that protect critical paths.
Performance budgets and clear release discipline keep the product stable as it grows.
- CI-friendly testing: unit + integration + smoke tests
- Performance budgets + bundle checks
- Release checklist + rollback-safe deployments
- Security checklist for auth and sensitive data flows
- Observability hooks (logs + error tracking) ready for production
Want to scope this properly?
Book a page call with Germany timezone overlap (EU overlap (CET/CEST-friendly)). EUR-based engagements.
Reply within 2 hours. No-pressure consultation.