Industries

Fintech

Secure banking, payments, and investment platforms with enterprise-grade security and compliance. Built for Canada teams with North America overlap.

Timeline6-7 weeks
CompliancePCI-DSS

What We Build

Solutions we deliver

Digital banking applications

Payment processing systems

Investment and trading platforms

Cryptocurrency exchanges

Peer-to-peer lending platforms

Financial planning tools

Insurance technology platforms

RegTech and compliance systems

Features

Common features

Multi-factor authentication

Real-time transaction processing

Fraud detection and prevention

KYC/AML compliance workflows

Payment gateway integration

Account aggregation APIs

Investment portfolio management

Automated compliance reporting

Secure document storage

Multi-currency support

Regulatory reporting tools

Risk assessment algorithms

Compliance

Security & compliance

PCI-DSSSOC 2KYC/AMLGDPRPII protection

Tech Stack

Recommended stack

React/Next.jsNode.jsPostgreSQLStripe/PlaidAWS/GCP

Timeline

Typical timelines

1
2-3 weeks

Discovery

Requirements gathering and architecture design

2
6-7 weeks

Build

Development, testing, and iterative feedback

3
2-3 weeks

Launch

Deployment, optimization, and handoff

FAQ

Frequently asked questions

We implement tokenization, never store card data, use PCI-compliant payment processors, and follow secure coding practices. We can assist with PCI-DSS certification but recommend working with a QSA for formal certification.

Yes. We integrate with Plaid, Yodlee, and other banking APIs for account aggregation, balance checks, and transaction history. We handle OAuth flows and secure credential management.

We build systems with compliance in mind, including KYC/AML workflows, audit logging, and regulatory reporting. However, you should consult legal experts for specific regulatory requirements in your jurisdiction.

We implement encryption at rest and in transit, secure authentication, role-based access control, and audit logging. We follow financial industry security best practices and can assist with security audits.

Regional

Delivery considerations for your region

Compliance & Data (Canada)

For Canadian teams, we focus on practical privacy and security: least-privilege access, clear boundaries, and reviewable operational controls.

We can align implementation with SOC 2 / ISO-friendly practices (without claiming certification) and support documented data flows.

  • SOC 2 / ISO-friendly patterns (no certification claims)
  • Least-privilege access and secure session handling
  • Retention/deletion and export flows where required
  • PII-safe logging + access boundary documentation
  • NDA and vendor onboarding docs on request

Timezone & Collaboration (North America)

We work with Canadian teams with North America overlap and meeting windows that fit your schedule.

Delivery stays predictable via weekly milestones, async updates, and clearly documented decisions.

  • North America overlap and responsive communication
  • Async-first updates with written scope decisions
  • Weekly milestone demos and progress checkpoints
  • Clear escalation path for blockers
  • Tight change control with clear sign-offs

Engagement & Procurement (Canada)

We support procurement-friendly delivery: clear scope, change control, and billing cadence aligned to milestones when appropriate.

We can invoice in CAD for CAD-based engagements where required.

  • CAD-based engagements and invoicing options
  • Milestone-based billing and scope sign-offs
  • Time-and-materials for evolving requirements
  • Vendor onboarding pack on request
  • Optional paid discovery to de-risk delivery

Security & Quality (North America)

We keep quality visible: clean PRs, reviewable changes, and test coverage that matches the risk of each feature.

Performance budgets and release discipline help maintain stability as the product scales.

  • CI-friendly testing: unit + integration + smoke tests
  • Performance budgets + bundle checks
  • Structured release notes + rollback-safe deployments
  • Security checklist for auth, roles, and data flows
  • Observability hooks (logs + error tracking) ready for production
Ready to start?

Want to scope this properly?

Share your requirements for Canada delivery. CAD-based engagements.

Reply within 2 hours. No-pressure consultation.

    Fintech | Industry (CA) | Softment